# Finlingo

> Your AI personal CFO. Detects spending drift, subscription leaks, and financial risks automatically.

Finlingo is an AI-powered personal finance app that acts as your personal CFO. It uses an AI assistant named Finny to analyze your financial data, answer questions about your money in plain language, and surface proactive alerts before problems escalate.

## Core Features

- **AI Finance Chat (Finny)**: Ask anything about your finances in natural language — "Can I afford this?", "Where does my money go?", "Which subscriptions should I cancel?"
- **Voice Mode**: Talk to your money using voice — get spoken answers and insights hands-free
- **Spending Drift Detection**: Automatically detects when your spending patterns change
- **Subscription Leak Detection**: Finds forgotten or unnecessary recurring charges
- **Cashflow Optimizer**: Daily safe-to-spend target based on your income, expenses, and upcoming bills
- **Credit Card Recommender**: AI-powered card matching based on your real spending data
- **Spending Breakdown**: See where your money goes by category with trend analysis
- **Proactive Financial Alerts**: Get notified about unusual changes before they become problems
- **Financial Goal Tracking**: Track any goal — saving for a house, paying off debt, emergency fund, retirement

## Pricing

- **Finlingo Free**: $0 forever — AI chat with Finny, unlimited transactions, unlimited bank accounts, dashboard tracking, 20 messages/day, 2 insights/day
- **Finlingo Pro Monthly**: $14.99/month — unlimited messages, insights, voice mode, subscription detection, proactive alerts, credit card recommender, cashflow optimizer
- **Finlingo Pro Yearly**: $118.99/year ($9.92/month effective, save 34%) — same as Pro Monthly

## Platform

- iOS App: https://apps.apple.com/us/app/finlingo-ai-personal-finance/id6752918511
- Website: https://finlingo.ai

## Company

Founded by Dahilon Mohammad (CEO) and Jake Abendroth (CTO), University of San Francisco students. Headquartered in San Francisco.

## Security

- Bank-grade AES-256 encryption at rest
- TLS encryption in transit
- Plaid integration for secure bank connections (never stores banking credentials)
- Privacy-first: never sells user data
- GDPR compliant

## Pages

- Homepage: https://finlingo.ai
- About: https://finlingo.ai/about
- Pricing: https://finlingo.ai/pricing
- Help Center: https://finlingo.ai/help
- Blog: https://finlingo.ai/blog
- Contact: https://finlingo.ai/contact
- Enterprise: https://finlingo.ai/enterprise
- Careers: https://finlingo.ai/careers
- Testimonials: https://finlingo.ai/testimonials
- Privacy Policy: https://finlingo.ai/privacy
- Terms of Service: https://finlingo.ai/terms
- GDPR Compliance: https://finlingo.ai/gdpr-compliance
- Cookie Policy: https://finlingo.ai/cookie-policy
- Refund Policy: https://finlingo.ai/refund-policy

## Detailed Information

For comprehensive product details, see: https://finlingo.ai/llms-full.txt

## Contact

- Email: support@finlingo.ai
- LinkedIn: https://www.linkedin.com/company/finlingoai/
- X/Twitter: https://x.com/getfinlingo
- TikTok: https://www.tiktok.com/@tryfinlingo
- Instagram: https://www.instagram.com/finlingo.ai/