Privacy Policy
1. Introduction
FinlingoBETA, LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our AI-powered financial assistant service ("Service").
2. Information We Collect
2.1 Personal Information
We may collect personal information that you voluntarily provide to us, including:
- Name and email address (for beta signup and account creation)
- Financial information (only if you choose to connect your bank accounts)
- Communication preferences and feedback
- Profile information and preferences
2.2 Automatically Collected Information
We automatically collect certain information when you use our Service:
- Device information (IP address, browser type, operating system)
- Usage data (pages visited, features used, time spent)
- Log data (access times, error logs, performance data)
- Cookies and similar tracking technologies
2.3 Financial Data
If you choose to connect your financial accounts, we use Plaid, Inc. to securely access your financial data. We only access the information you authorize, and we do not store your banking credentials.
3. How We Use Your Information
We use the information we collect to:
- Provide and maintain our AI financial assistant service
- Personalize your experience and provide relevant insights
- Process and manage your beta signup
- Communicate with you about our service and updates
- Improve our service and develop new features
- Ensure security and prevent fraud
- Comply with legal obligations
4. Information Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:
- Service Providers: With trusted third-party service providers who assist us in operating our service (e.g., Plaid for financial data, hosting providers)
- Legal Requirements: When required by law or to protect our rights and safety
- Business Transfers: In connection with a merger, acquisition, or sale of assets
- Consent: With your explicit consent
5. Data Security
We implement industry-standard security measures to protect your information:
- End-to-end encryption for data in transit and at rest
- Secure authentication and access controls
- Regular security audits and updates
- Employee training on data protection
6. Your Rights and Choices
You have the following rights regarding your personal information:
- Access: Request access to your personal information
- Correction: Request correction of inaccurate information
- Deletion: Request deletion of your personal information
- Portability: Request a copy of your data in a portable format
- Opt-out: Opt out of marketing communications
- Data Processing: Object to or restrict certain processing activities
To exercise these rights, contact us at jake@finlingo.ai.
7. Cookies and Tracking Technologies
We use cookies and similar technologies to:
- Remember your preferences and settings
- Analyze website usage and performance
- Provide personalized content and features
- Ensure security and prevent fraud
You can control cookie settings through your browser preferences.
8. Data Retention
We retain your personal information only as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Financial data is retained only while your account is active and you have authorized access.
9. International Data Transfers
Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy and applicable laws.
10. Children's Privacy
Our Service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Your continued use of our Service after such changes constitutes acceptance of the updated Privacy Policy.
12. Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us: