SECURITY
Powerful actions. Always approved by you.
Finlingo connects securely through Plaid, analyzes your accounts in read-only mode, and never sends, cancels, disputes, or negotiates anything without your approval.
Read-only bank connection
Finlingo can analyze your transactions and balances to find money leaks, but it cannot move your money, transfer funds, or make purchases.
You approve every action
Finny prepares money-saving actions like cancellations, disputes, refunds, and bill requests. Nothing is sent, cancelled, or negotiated without your approval.
Private by design
We don't sell your financial data or use it for ads. Your data is used to power your Finlingo experience.
What Finlingo can and can't do
Finlingo can help you
- Analyze your transactions and balances
- Find subscriptions, fees, overcharges, and bill increases
- Explain spending changes in plain English
- Prepare cancellation, refund, dispute, or bill request steps
- Show actions worth reviewing
Finlingo cannot do without approval
- Move your money
- Transfer funds
- Make purchases
- Send requests
- Cancel subscriptions
- Dispute charges
- Negotiate bills
How approval works
Finny can prepare the work, but you decide what happens.
1
Finny finds the issue
Subscriptions, overcharges, bill increases, fees, or spending changes.
2
Finny prepares the action
Cancellation, dispute, refund, or bill request details are filled in for review.
3
You approve before anything happens
Nothing is sent, cancelled, disputed, or negotiated until you say yes.
How bank connection works
Finlingo uses Plaid to connect to supported financial institutions. This lets Finlingo understand your account activity so it can personalize answers, surface money leaks, and prepare actions using your financial context.
Connect through Plaid
Choose the accounts you want to connect.
Read-only analysis
Finlingo analyzes activity in read-only mode.
Review and approve
You review and approve the next step.
Your data stays yours
You can disconnect your bank connection and manage your data when you need to.
Disconnect accounts
Remove connected bank access when you choose.
Delete data
Request deletion of your account data through the app or support flow.
Questions people ask first
No. Finlingo can analyze your account activity and prepare money-saving actions, but it cannot transfer funds, make purchases, or move money from your account.
Still have questions? Contact support.
Use Finlingo with confidence.
Connect your accounts, find what's costing you, and approve every action before anything happens.