Step 1
Finny watches recurring bills
Recurring bill amounts are compared across billing cycles.
LOWER BILLS
Bills changed. Finny noticed.
When bills increase, Finny spots the change and prepares a lower-rate request for review.
Finny prepares the next step. You review and approve before anything happens.
Bill increase card
Request readyVerizon Wireless
Bill increased
+$18/mo
ReviewComparison
Vs last 30 days
Change detected
ReadyAction
Lower-rate request
Prepared
Draft readyRecurring bill change tracker
Finny tracks bill deltas across billing cycles so increases are easy to spot.
Internet plan
Promotion ended
+$14/mo
Review nowInsurance premium
New billing cycle
+$22/mo
Review nowMobile plan
Add-on appeared
+$18/mo
Draft readyFinny insight layer
Highlights recurring bill changes by cycle.
Shows where the increase likely started.
Prepares lower-rate request drafts for review.
How it works
Step 2
Increase signals are detected
Changes are surfaced with amount and timing context.
Step 3
A lower-rate request is prepared
Finny prepares a clear request draft you can review.
Step 4
You review before sending
Nothing happens without your approval.
Real examples
“Phone bill increased by $18/month.”
“Internet bill changed after promotion ended.”
“Insurance premium increased.”
“Utility bill rose unexpectedly.”
Trust and control
Prepare smarter requests while keeping control.
Finny helps you prepare lower-rate requests and potential savings scenarios. You decide what gets sent.
No guaranteed bill outcomes are promised.
Every request stays in review until you approve.
Nothing happens without your approval.
Related features
Recover overcharges
Spot charges that look higher than expected.
Explore
Find hidden fees
Surface renewals, fees, and missed charges.
Explore
Cancel subscriptions
Prepare cancellations for recurring charges.
Explore
Explore more in Finlingo
Bill Change Alerts
Explore alert workflows for recurring bill changes.
Open
Daily Money Briefing
See daily change summaries and spending drift signals.
Open
Cash Flow Warnings
Track upcoming obligations before they cause shortfalls.
Open
Pricing
See plans and trial details.
Open
Security
Understand account and data protection.
Open
What Finny can do
See the homepage product walkthrough.
Open
Help Center
Answers for setup, actions, and account linking.
Open
Frequently asked questions
Can Finlingo lower my bill automatically?+
No. Finny prepares lower-rate request drafts for your review. You approve what happens next.
Which bills can Finlingo help with?+
Finny can help with recurring bills such as phone, internet, insurance, and other repeating service charges.
Does Finlingo negotiate for me?+
Finny prepares the request and context so review is easier. You decide whether to send it.
Can I approve before any request is sent?+
Yes. You review and approve before anything happens.
Can Finlingo detect bill increases?+
Yes. Finny compares recurring bill amounts across billing cycles and flags meaningful changes worth reviewing.
Catch bill increases before they become routine.
Review prepared lower-rate requests and choose the next step with confidence.
Payment setup is required to start trial. Your plan begins after trial unless you cancel.