Finlingo vs Mint
Mint is gone — Finlingo is the modern replacement built for 2024 and beyond.
Finlingo price
Free to start
Mint price
Free (discontinued)
Mint founded
2006
Status
Shut down Jan 2024
Our Verdict
Mint is gone — Finlingo is the modern replacement built for 2024 and beyond.
Finlingo wins on
- Still active and growing
- AI-powered insights
- Real-time alerts
- Modern UX
Mint wins on
- Historical brand familiarity
- Was free
Bottom line: If you used Mint, Finlingo is the natural next step — better AI, the same automatic tracking, and a team actively building new features.
Feature Comparison
| Feature | Finlingo | Mint |
|---|---|---|
| Still active | ||
| AI financial coach | ||
| Automatic bank sync | ||
| Spending alerts | ||
| Budget tracking | ||
| Subscription detection | ||
| Mobile app | ||
| Free tier |
Strengths & Weaknesses
Finlingo
Strengths
- Actively maintained and updated in 2024
- AI explains your spending in plain language
- Instant alerts when spending patterns change
- Clean, modern interface
- Subscription tracking built in
Weaknesses
- Newer, so smaller community than Mint had
- Some niche bank integrations still rolling out
Mint
Strengths
- Was free for all users
- Had a large community and years of data
Weaknesses
- Permanently shut down January 1, 2024
- No longer available for download or use
- All user data deleted
Why people switch to Finlingo
- 1Mint no longer exists — you need an active app
- 2Finlingo's AI gives you insights Mint never had
- 3Automatic sync works the same way Mint's did
- 4Free to get started — no risk to try
"I was devastated when Mint shut down. Finlingo filled that gap immediately — it's actually better because the AI tells me when something looks off with my spending."
Rachel T.
Former Mint user since 2012
Switched from Mint
Frequently Asked Questions
Why did Mint shut down?+
Intuit, which owned Mint, decided to consolidate users into Credit Karma in January 2024. Mint's servers went offline and all user data was deleted.
Can I import my Mint data into Finlingo?+
Yes — if you exported your Mint data before shutdown, you can import it. Finlingo also automatically re-syncs your transaction history from your bank once connected.
Is Finlingo free like Mint was?+
Finlingo has a free tier that covers automatic bank sync, spending tracking, and basic insights. Premium features like advanced AI coaching are available on paid plans.
How long does setup take?+
Most users connect their accounts and get their first insights within 5 minutes. The AI starts analyzing immediately after your first sync.
The best Mint alternative is here
Connect your accounts in minutes and get the AI-powered insights Mint never had.