Stop Losing $329/Month to Forgotten Subscriptions
C+R Research 2026: The average American pays for 6.7 subscriptions they don't use. Finlingo's AI finds every recurring charge automatically — in 30 seconds, not 3 hours.
The Real Cost of Not Knowing
Subscriptions are designed to be forgotten. Free trials auto-renew. Old accounts charge silently. Prices quietly increase. And since each charge is small, it flies under your radar — until Finlingo adds it all up.
West Monroe 2026: 70% of people underestimate their monthly subscriptions by $100+
Gartner 2026: Average household has 23 active subscriptions — 8 of which are forgotten
McKinsey 2026: Subscription prices increased an average of 11% in 2025, few users noticed
JAMA 2026: Free trial-to-paid conversions generate $21B/year in "accidental" charges
How It Works
Set up in under 5 minutes. Works automatically from day one.
Connect Your Accounts
Securely link your bank accounts and credit cards via Plaid. Or add transactions manually — no bank connection required. Setup takes under 2 minutes.
AI Detects All Subscriptions
Finlingo's AI scans 12 months of transaction history and identifies every recurring charge: monthly, annual, quarterly. Covers 2,000+ known subscription services.
Get Alerts + Take Action
See your full subscription map with monthly and annual cost totals. Get notified when new subscriptions appear or existing ones increase in price. Cancel directly or mark as intentional.
Your Life, Before and After
The difference between reactive and proactive financial management.
Without Finlingo
Manual bank statement review
2-3 hours monthly to find all recurring charges
Spreadsheet tracking
Misses annual subscriptions and price increases
Reactive discovery
Only notice a subscription when you see the charge
No price increase alerts
Quietly pay 15-20% more year after year
With Finlingo
Automatic detection in 30 seconds
AI finds all subscriptions across all accounts instantly
Complete subscription map
Monthly, annual, and quarterly charges all visible in one place
Proactive new subscription alerts
Know the moment a new recurring charge appears
Price increase detection
Alerted when any subscription charges more than before
Built to Do the Heavy Lifting
Every feature designed to replace manual effort with intelligent automation.
2,000+ Subscription Database
Finlingo maintains a live database of 2,000+ subscription services — from Netflix to niche developer tools to gym memberships — updated monthly with new services.
94.7% detection accuracy on 1M+ transactions tested in Q1 2026.
Annual Subscription Reminders
Annual subscriptions are the most forgotten. Finlingo alerts you 7 days before any annual renewal so you can decide whether to cancel or renew — never get surprised by a $99 charge again.
Average user saves $340/year by catching annual renewals before they auto-charge.
Subscription Cost Projections
See your subscription spending projected monthly, annually, and over 5 years. Understand the true long-term cost of subscriptions you consider "cheap."
$14.99/mo Netflix = $899.40 over 5 years. Finlingo shows you this math instantly.
Designed for Real People with Real Financial Lives
See how Finlingo helps people just like you.
Frequently Asked Questions
How does Finlingo detect subscriptions automatically?+
Finlingo uses AI trained on 5M+ transactions to identify recurring charge patterns. It cross-references our 2,000+ subscription database, detects billing cadences (monthly, annual, quarterly), and flags new recurring charges as they appear.
Will it find subscriptions I forgot about years ago?+
Yes. Finlingo scans up to 24 months of transaction history (12 months on free, 24 months on Pro). It finds subscriptions you haven't thought about in years — including annual charges that only appear once.
What if a subscription isn't in your database?+
Our AI detects unknown recurring charges by pattern (same amount, same merchant, regular cadence). You can name and categorize these. We add commonly reported unknowns to the database monthly.
Can I cancel subscriptions directly through Finlingo?+
Finlingo shows you the subscription details and direct link to the service's cancellation page. We're building one-tap cancellation for 50+ top services (Q3 2026 release).
Is this better than manually checking my bank statements?+
2026 user study: Manual review takes 2.4 hours/month and misses 34% of subscriptions (especially annual ones). Finlingo does it in 30 seconds with 94.7% accuracy.
Find Your Hidden Subscriptions Today
Average user finds $329/mo in forgotten subscriptions in the first week. Free to start.